Can I rollover my Roth IRA into a Roth Solo 401k?
Can I rollover my Roth IRA into a Roth component of my Solo 401k?
No, the IRS does not allow a Roth IRA to be rolled into any 401k, including a Roth Solo 401k.
- Roth IRAs can only be rolled into other Roth IRAs
- If you are interested in setting up a self-directed Roth IRA to receive a rollover from your Roth IRA, please contact us for details
- Any other retirement account can be rolled into a Solo 401k; the Roth IRA is the only exception, per IRS rules
- Your Solo 401k has a Roth component, which allows you to make Roth contributions to your Solo 401k, receive rollovers from other Roth 401ks, and perform Roth conversions