SECURE amendment
The IRS requires occasional amendments and restatements for your Solo 401k
When the IRS releases an amendment or restatement, your Solo 401k must adopt it to remain compliant.
SECURE amendment
The IRS is releasing an interim amendment ("SECURE amendment") for 2026. You, as plan sponsor, must adopt this amendment by December 31, 2026 in order for your Solo 401k to remain compliant.
The SECURE amendment is a “good faith” amendment which retroactively applies provisions to your plan from the following:
- SECURE Act of 2019
- Miners Act of 2019
- CARES Act of 2020
- SECURE 2.0 Act of 2022
Adopting the amendment
As document sponsor, Sense Financial will process the amendment for your plan once it is released by the IRS.
- When it's ready, we will email you the SECURE amendment via ZohoSign
- Electronically sign the amendment documents
- Once signed, a copy will be automatically emailed to you by ZohoSign
- Keep this signed amendment in your file
- This completes the required adoption of the SECURE amendment